
Impact of Saudi’s New Property Law on Apartments in Kerala
July 12, 2025 7 Min Read


Saudi Arabia has opened a new segment in its real estate history. Starting in January 2026, foreigners can legally buy properties in select zones across the kingdom. For Keralite NRIs working in Saudi, this might seem like a game-changer. After years of renting, the option to own property where they live and work is suddenly on the table. However, it should be acknowledged that while this move creates new opportunities, it doesn’t replace the reasons why apartments in Kerala have always been the preferred place to invest, especially when it comes to buying a home.
The Emotional Factor That Can't Be Replicated
For most NRIs, Kerala isn’t just a place on the map. It’s where stories begin. It’s where families gather during holidays, where children visit their grandparents, and where memories live in every corner of the old town and new cities. No matter how long someone works abroad, the attraction of home remains challenging to resist. Owning a flat in Kochi or Calicut isn’t just about having an asset. It is about designing a space that truly represents you. Saudi Arabia may have begun to permit property purchases, yet it cannot recreate that emotional worth. It cannot give the comfort of being surrounded by familiar people, language, food, and festivals. When people buy homes in Kerala, they’re often thinking about retirement, long-term settlement, or a place their children can call home.


Legal Clarity and Long-Term Security
The new Saudi law is promising, but it's also new. It comes with restrictions, faith-based eligibility in certain zones, limits on property type, and commercial limits. Executive rules are still being drafted, and the fine print will be relevant. Ownership may be allowed, but will it come with full rights? Will there be resale restrictions? Will foreign ownership be guaranteed in the long run? These are valid concerns. Kerala, on the other hand, offers complete ownership rights with clarity. When you buy a flat here, it is yours for eternity. You can pass it on, rent it out, sell it, or live in it without worrying about changing policies or approvals.
New Doors Don't Close the Old Ones
The Saudi law is noteworthy. It shows the transformation occurring within Gulf economies. It may attract foreign capital and create high-end real estate zones that are well-policed, clean, and modern. That’s good news. But it doesn't mean that Keralite NRIs will suddenly stop investing in their home state. At most, some might split their investment, one foot abroad, one foot at home. And when that happens, Kerala will still be the place they come back to. The one they count on when it really matters.
A Sense of Belonging You Can’t Buy Abroad
There’s a reason why, year after year, during Onam, Ramzan, and Christmas, airports in Kerala overflow with returning NRIs. No matter how long they’ve lived abroad, this is the place that feels like theirs. Securing a home here is not limited to the physical structures. It’s about staying connected to identity, family, and a slower, more meaningful way of life. And that’s something no new law, however promising, can replicate overnight.


Conclusion
Over the years, Kent Constructions has had the privilege of assisting many NRIs from Kerala in finding their perfect home. We understand that every booking carries a dream, and every floor plan reflects a future someone has imagined. We don’t just sell flats; we help people hold on to a piece of home. The world is opening up in new ways, but that doesn’t mean you have to choose between there and here. If your roots are in Kerala, your future can be too. And when you’re ready, the best flats in Kerala will be waiting for you, along with a warm welcome from us.